I Was Injured as a Passenger in a Car and my Medical Bills are Piling up in Coppell, Texas. What Should I do?

When a passenger is injured in a vehicle in Coppell, Texas, it may be possible to obtain compensation to help pay for medical bills from an auto insurance claim. Although your insurance may or may not offer a solution, any individual who is insured will have personal injury protection for passengers in a vehicle.

Make a Claim

Contact the individual who caused the accident or the driver of the car and ask for their insurance information. As a passenger who did not cause the accident, you are not held responsible and your insurance policy may not pay for your medical bills. However, the insurer of the driver of the vehicle or the third party driver who caused the accident can be held responsible for your medical bills and injuries.

File a claim with the other individual’s insurer. Provide any required details, such as a police report about the accident and documentation that you were injured and have medical bills.

Ask Your Insurer

If you discover that the driver was underinsured, then you may be able to make a claim on your own insurance plan. Underinsured coverage means that you can make a claim on your own policy if you cannot afford to pay for the full cost of medical bills from the amount that you are provided by the driver’s insurer. Talk to your insurer about your options and find out if you have underinsured driver coverage on your plan.

It is hard when your bills are piling up, but solutions are available. You can ask for compensation from the driver who caused the accident or the driver who was operating the vehicle that you were in at the time of the accident. Contact us to talk to an independent agent to learn more details.