Do you have a collection of items such as Barbie dolls, Teenage Mutant Ninja Turtles, or vintage comic books in Coppell, TX? If so, you could be sitting on a treasure chest worth thousands of dollars. Yet, many people fail to assess the value of their collectibles until adversity strikes appropriately. The Select Insurance Agency can guide you on how best to protect your valuable possessions.
Collectible Insurance: Protecting More Than Just Toys
Collectible insurance covers an extensive range of items. This includes all varieties of toys, dolls, train sets, collectibles and comic books, sports memorabilia, military items and medals, stamps, coins, and vintage cameras. Essentially, any vintage item with monetary worth qualifies. Other typically insured items under a collectible policy include fine art, furs, wines, rugs, and tapestries. In summary, if an item forms part of a collection, it’s likely to be covered under collectors’ insurance.
How Does This Policy Protect My Toys?
Policies tailored to toys and other collectibles provide coverage in a wide assortment of scenarios. Each policy provider offers varying degrees of coverage, but some common elements exist. Most policies will safeguard your toys regardless of whether you’re at home or traveling. Typical situations that would be covered include:
- Travel – Protection for your collectibles when you’re away from home
- Exhibitions – If you’re at a covered event, your collectibles will be insured up to the specified limit
- Storage – Coverage for when your items are stored in an offsite public storage facility
- Natural disasters – Covers damage resulting from storms and similar events
- Burglary and theft – Protection from theft perpetrated by burglars
For residents of Coppell, TX, with extensive collections of toys and other valuable items, we at The Select Insurance Agency can assist you in determining your coverage requirements. Contact us today to initiate a quote and discover your toy insurance options.
