If you’re new to Texas, you might not realize that winter can sometimes be a little harsh here. We at the Select Insurance Agency know it’s important to master the following items on your fall preparation checklist. They can help you keep your home safe from any problems that winter may bring.
Clean Out Your Gutters
During the fall, your gutters are likely to get clogged up regularly with dead leaves and other pieces of debris. During the fall, you’re going to see an increase in rain and snow, so your gutters need to be cleaned regularly in order to prevent roofing damage.
Check Your Attic
Early in the fall, check your attic to see how well it is insulated. If you see little to no insulation, try to add at least 10 inches on your attic walls. This will help reduce your heating bills and keep your family warm during the cold of a Texas winter.
Replace Your Air Filter
Every fall, you need to check and replace your furnace’s air filter. A clogged and dusty air filter will decrease the efficiency of your furnace and even spread dangerous allergens through your home. Don’t just remove it and knock off the dust: install a new one.
Preventing Mold Growth
All the water and moisture caused by fall can lead to mold growth in your home. Cold air drafts need to be sealed up as soon as you find them, as they can promote mold growth and put your family in danger of living with black mold.
Keeping Your Pipes Safe
Though winter rarely gets cold enough to cause burst pipes in Texas, it may still happen. Make sure to wrap your pipes with insulation (even something as simple as an old piece of carpet) to keep them warm and to avoid burst pipes.
Let Us Help You Prepare
At the Select Insurance Agency, we can help you understand how to get your home ready for fall and winter and how to avoid problems that may cost you a bundle in home insurance deductibles.
As a business owner, you face many different decisions on a daily basis. One of those decisions that you need to make sooner rather than later has to do with commercial insurance. Many business owners wonder if they really need to get commercial insurance and to provide a short answer: yes, you do actually need it no matter the size of your company. Before you write it off as something that you can skip for now, continue reading to see how commercial insurance can benefit you, your employees, and your company as a whole.
- General liability coverage is a backup plan. Even if you do not think you are going to need it, it is always good to have general liability coverage as part of your commercial insurance policy. This type of coverage can provide extra protection from things like lawsuits, employee injuries, and more. It is a good thing to have because no matter your business size, something could happen at any time.
- It can save your business from financial ruin. As long as you do not have anything negative going on, you should be fine. However, if you are sued at any point for any reason, not having this protection could financially take the company down.
- It can be customized to your specific business. All businesses are different, even if they look the same. Because of this, you can get your commercial insurance policy to meet the needs of your business and not the other way around.
If you are interested in exploring your options for commercial insurance as well as getting a quote for coverage, be sure to contact The Select Insurance Agency serving Coppell, TX. There are many options available within the umbrella of commercial insurance and you want to make sure you are completely covered.
Coppell schools are back in session and the buses are running. Share the road, and stop when buses are stopped! Keep our Coppell kids safe!
Have a great and safe Labor Day Weekend from The Select Insurance Agency!