What policy types best suit a storefront business?

You might think that your storefront business only needs a liability policy to protect you from trip and fall accidents, but in reality, that consists of only one part of a business owner’s policy. You still need the property insurance and perils insurance to have all the coverages of a business owners’ policy.

Of course, when you run a storefront business, you have many insurance needs beyond that. This includes items like glass insurance, business interruption insurance, boiler policies, etc. ideal for a storefront. Just as restaurants have specific insurance needs, so does a retail or service storefront business, and Coppell, TX’s The Select Insurance Agency wants you to understand your options.

Your glass windows that form the walls of your store facing the public courtyard or parking lot require their own policy. If broken, the cleanup and replacement of this glass isn’t covered by your property insurance. The glass policy covers the cleanup, the glass plates, and the glazer who installs the new windows. 

Business interruption insurance reimburses you for time lost when a named peril or equipment breakdown causes you to shut down your business temporarily. While the property insurance covers the damages to the structure, this pays for the income you lose having to close the business due to the damage and so it can get repaired.

Boiler policies cover your boiler and other major equipment. If the boiler or HVAC equipment breaks down, this pays for the repairs.

The only way to determine which policies your business really needs is to meet with an insurance agent at The Select Insurance Agency. We serve Coppell, TX with the commercial insurance policies it needs.

Exploring The Different Types Of Property Insurance

For over 10 years, The Select Insurance Agency has proudly served the Coppell, TX community by offering residents multiple types of coverage. We have working relationships with over 20 carriers throughout the state. Our primary goal is to make sure that you find the insurance policies that you are looking for.

Exploring The Different Types Of Property Insurance

If you are a property owner in the Coppell, TX community, it’s important that you protect yourself. Property insurance covers your unit if unexpected damages were to happen. You’ll be protected if you need to make some repairs to your property. Your personal belongings inside of the unit are also covered if they are stolen or damaged. You can add extra protection to your policy if you have any luxury items inside the unit. There are several different types of property insurance.

Home Insurance

The policy covers one of your most important investments. Whenever inclement weather passes through Texas, you can have peace of mind knowing that your property is protected if a natural disaster happens. Liability protection is an asset if you invite someone over and they get injured on your property.

Mobile Home Insurance

Whether you live in your mobile home year-round of periodically, property insurance will help you protect your asset. You will be protected if your property is damaged by floating debris or severe weather. All of your personal items inside the home are also covered.

Condo Insurance

Property Insurance covers all of your personal items in the unit, as well as the carpeting and cabinets if they are damaged. Take inventory of your personal items so that you’ll be able to receive fair value if you are a victim of theft.

Consult With The Select Insurance Agency

Visit our website to learn more information about property insurance.