Can You Afford to be in An Accident? Get Auto Insurance

Do you live in the Coppell, TX area? Are you a licensed driver? Make sure you have car insurance. The Select Insurance Agency can help.

Very few of us could afford the fallout following a car accident. The medical expenses, lost wages, and the possible lawsuit that could result can be devastating financially. Car insurance provides financial protection.

If you are at fault in an accident, you could be held responsible for the expenses resulting. This could include legal fees, the injured party’s medical costs, or their lost wages if they cannot work. The liability portion of your policy will help pay for these expenses. Liability coverage is standard in most vehicle policies.

The collision portion of the policy helps pay for damage done to your car after an accident, regardless of who is at fault. If someone rear-ends you, the damage is covered. If you rear-end someone, the damage is covered.

Comprehensive coverage helps cover the expenses of any damage to your vehicle in a non-collision accident. This would include damage due to vandalism, theft, weather events, or natural disasters. For example, if you are parked in your driveway, and a huge tree branch falls on the roof of your car during a storm, this coverage will help pay for the cost of repairs to your roof.

It is illegal to drive without car insurance in 48 out of 50 states. State law mandates the amount of liability coverage each driver needs to have. Don’t risk driving without this coverage. You could lose your license and be fined a hefty amount.

The Select Insurance Agency can provide you with a quote or answer any questions. Contact our office today. You will be glad you did.

Why You Need Home Insurance

Owning a home is a huge responsibility. Part of that responsibility is always to have a home insurance policy. This is a crucial way to protect your home and meet your lender’s requirements. Today, all lenders require a home buyer to have a home insurance policy for it. Your home insurance protects you and your home in several important ways. If you don’t have home insurance, it’s time to get it right now. Call us at The Select Insurance Agency in Coppell, TX.

Home Coverage

Your home is worth a lot, making it important to protect that investment. When you have home insurance, it gives you dwelling protection which is essential to have. If a damaging event occurred and your home became damaged or destroyed, your home insurance would pay for the necessary repairs. If a covered event destroyed your home, the policy would even pay to rebuild the whole house. No homeowners should be without a home policy.

Liability Coverage

There are many other types of protections afforded by home insurance, one of which is protection against liability. As the property owner, you would have to pay for someone’s medical bills if they got injured while on your property. It’s essential to stay covered against this type of occurrence so that you aren’t left paying exorbitant medical bills on your own. 

Item Protection

Your home insurance also covers all of your belongings. It’s valuable coverage that you need to protect you against the loss of your possessions. The things you own are worth quite a bit, so they need to stay protected by your insurance policy. 

Get the Protection of Home Insurance

Call us at The Select Insurance Agency in Coppell, TX when you need a home policy.