Decoding Auto Insurance Terms in Coppell, TX

The Select Insurance Agency in Coppell, TX, is making getting auto insurance easier by providing definitions of commonly used auto insurance terms! Dive in to decode commonly confused insurance terms that can be a roadblock to choosing the best auto policy. 

Texas Auto Insurance Terms – Decoded

#1. Comprehensive Insurance

Comprehensive insurance coverage protects motorists against non-collision-related events like natural disasters, vandalism, or theft. 

#2. Collision Insurance

Insurance that covers your automobile when it collides with another vehicle is typically called collision insurance. 

#3. Deductible 

Deductibles are the amounts policyholders pay before insurance coverage kicks in. 

#4. Liability Insurance

Liability insurance is the most basic form of insurance that covers damages drivers cause to other drivers and vehicles when involved in an accident. 

#5. Premium

The premium is the amount policyholders pay for their auto insurance coverage. Several factors can influence auto insurance premiums, including coverage type and deductible amounts. 

#6. Underinsured Motorist

Underinsured motorist’s protection covers drivers if they are in an accident with a driver who doesn’t have enough auto insurance to cover the costs of damages or liability claims. 

#7. Uninsured Motorist

Uninsured motorist protections safeguard drivers who get into an accident with other drivers without insurance. This coverage protects insured parties from being left to hold the bag in an accident. 

Get Auto Insurance in Coppell, TX! 

Now that you know more about common auto insurance terms and how they can affect your policy, contact the insurance experts at The Select Insurance Agency to get a free quote to start a new policy or update your existing auto insurance policy. Knowledgeable and friendly insurance agents are standing by to provide comprehensive solutions and support. 

Contact an agent and get a free quote today! 

Three Ways That Home Insurance Protects You

Home insurance is generally required for home buyers. If your HOA doesn’t require it, your lender will. It’s also an important way to protect yourself. These policies come with several coverage types to protect you in different ways. These different types of coverage are all extremely important for keeping you financially safer. If you don’t have your home insurance policy, it’s time to call us at  The Select Insurance Agency in Coppell, TX to get started. 

House Protection

One of the main types of home coverage you get from a policy is coverage that protects your home against many different risks. These risks can be accidents, calamities, disasters, etc. When one of these events happens and causes destruction, you will have your home policy to pay for the damages. Repairs are expensive, and many people can’t do it without their home policy. 

Protection for Personal Items

Another type of coverage in these policies is protection for all your belongings. Your possessions have been a considerable investment, and that investment needs protection. When you have home insurance, it can pay for your belongings to be replaced so that you don’t have to buy everything yourself. Many events can happen that damage or ruin your personal items. Be sure that you have protection against them. 

Protection Against Liability 

You’re liable for any accidents that happen on your property. Home insurance includes coverage for that liability. With a home policy, you can pay for the medical bills and specific other bills from an accident at your home. 

Always Have Home Insurance

There are so many risks that you shouldn’t go a day without home insurance. Contact us at The Select Insurance Agency in Coppell, TX to get a policy.