Decoding Auto Insurance Terms in Coppell, TX

The Select Insurance Agency in Coppell, TX, is making getting auto insurance easier by providing definitions of commonly used auto insurance terms! Dive in to decode commonly confused insurance terms that can be a roadblock to choosing the best auto policy. 

Texas Auto Insurance Terms – Decoded

#1. Comprehensive Insurance

Comprehensive insurance coverage protects motorists against non-collision-related events like natural disasters, vandalism, or theft. 

#2. Collision Insurance

Insurance that covers your automobile when it collides with another vehicle is typically called collision insurance. 

#3. Deductible 

Deductibles are the amounts policyholders pay before insurance coverage kicks in. 

#4. Liability Insurance

Liability insurance is the most basic form of insurance that covers damages drivers cause to other drivers and vehicles when involved in an accident. 

#5. Premium

The premium is the amount policyholders pay for their auto insurance coverage. Several factors can influence auto insurance premiums, including coverage type and deductible amounts. 

#6. Underinsured Motorist

Underinsured motorist’s protection covers drivers if they are in an accident with a driver who doesn’t have enough auto insurance to cover the costs of damages or liability claims. 

#7. Uninsured Motorist

Uninsured motorist protections safeguard drivers who get into an accident with other drivers without insurance. This coverage protects insured parties from being left to hold the bag in an accident. 

Get Auto Insurance in Coppell, TX! 

Now that you know more about common auto insurance terms and how they can affect your policy, contact the insurance experts at The Select Insurance Agency to get a free quote to start a new policy or update your existing auto insurance policy. Knowledgeable and friendly insurance agents are standing by to provide comprehensive solutions and support. 

Contact an agent and get a free quote today!