Umbrella Insurance for the Protection Your Standard Policy Doesn’t Offer

Insurance serves different purposes for different people. For some, it provides peace of mind, while for others, it offers assistance when they need it most. Regardless, the protection that insurance offers can make a significant difference. That’s why people in and around Coppell, TX, rely on the experienced and friendly team at The Select Insurance Agency for their umbrella insurance solutions. Sometimes, accidents and unexpected events demand a little more coverage.

Umbrella Insurance: Extra Coverage for Unforeseen Circumstances

A standard home or auto insurance policy is usually sufficient in the event of an accident or fire. However, accidents are unpredictable; sometimes, the damages and costs can exceed your standard policy limits. This is where umbrella insurance can help. It provides the extra protection that your standard policies don’t typically offer. If you want that little extra, that can mean a lot more, and umbrella insurance could be the solution.

Exploring Umbrella Insurance Options in Coppell, TX

If you live in or around Coppell, TX, and have questions or want to learn more about how umbrella insurance could benefit you, we can help. At The Select Insurance Agency, we take the time to evaluate and assess your policies for any potential areas where umbrella insurance could strengthen your coverage. Contact us to find out more and schedule an appointment for the umbrella insurance solutions you need and deserve at The Select Insurance Agency today.

Do You Need a Medical Exam to Get Term Life Insurance?

Life insurance is a policy that pays a benefit to your beneficiaries upon your death. Many types of life insurance require a medical exam, which usually includes a basic physical exam and a questionnaire. However, if you prefer to avoid a medical exam for term life insurance, the professionals at The Select Insurance Agency, servicing Coppell, TX, can assist. We collaborate with insurance carriers that offer term life insurance and can help you find the right policy for your needs.

Is a Medical Exam Always Necessary for Life Insurance?

A medical exam is not always mandatory for life insurance. No-exam life insurance is available, but it comes with trade-offs. These life insurance policies are often more expensive than policies requiring an exam, and the payouts may be lower. If you prioritize getting life insurance and wish to avoid a medical exam, discuss policies that do not require medical exams with your insurance agent.

Why Opt for Life Insurance Without a Medical Exam?

People choose this type of policy for various reasons. Some fear doctors, while others find life insurance without a medical exam more convenient.

Looking for No-Medical Exam Life Insurance? We Can Assist

At The Select Insurance Agency, servicing Coppell, TX, we can help you find the best life insurance policy for your needs. We can assist you in finding term life insurance, whole life insurance, universal life insurance, and other types of life insurance. Call today to start shopping for your policy.