What type of insurance covers pontoon boats and other unique boats in Coppell, Texas?

Coppell, Texas is an ideal location for owning a pontoon. You can take a day trip to several of the Coppell-area parks or enjoy a day trip to the Gulf of Mexico for a weekend vacation. However, like any other watercraft, it is important to protect your pontoon with proper insurance before you take it out on the water.

What is Pontoon Insurance?

A pontoon is a unique boat that is basically a floating raft that contains a motor. Because of its hybrid status, you will have trouble getting the pontoon covered by traditional boat insurance. What you may not know is that many companies hold a special line of insurance just for your pontoon. Several top insurance providers offer pontoon boat insurance that addresses the risks that are unique to pontoons.

What Pontoon Insurance Covers?

Like boat insurance, pontoon insurance includes liability coverage to protect you from lawsuits that may occur if a guest or bystander is injured while you are operating your pontoon. It also offers medical coverage in the case of an accident. You may also opt to add coverage for theft, vandalism, or expensive upgrades to your pontoon. Some companies also offer extra services, such as towing if your pontoon breaks down on the water.

Insurance for Other Unique Boats

An independent agent can help you insure your pontoon or any other unique boat that you own. because an independent agent carries insurance from multiple companies, you can select from several policies to obtain the best rates for your boat. Your independent agent can also determine the level of coverage that you need for your boat based on your boating activities. Contact us today to receive thorough coverage for pontoons or other unique boats.