Your boat is an investment not only in the financial side of things but also in the memories that you can build by using it on the water. It is imperative that you protect it from damage while you are using it and while it is in storage during the winter months. Here are some things for you to think about before you file the next claim during the off-season.
Filing an Insurance Claim While the Boat is in the Off-Season
- You boat policy comes in two sections much like an auto policy. There is the liability side and then there is physical damage section. The liability aspect of the policy is usually used when the boat is being used and the physical damage aspect is used throughout the year.
- While your boat is in storage consider suspending the liability side of the insurance. You will lower your premium until you are ready to use the boat.
- You will want to keep the physical damage benefits of the policy applied to the boat year round. If there is some damage that happens because of a storm then you would file a claim using these benefits.
- If you live in Coppell, Texas, then you can file a claim in the off-season. Damage can happen at anytime of the year so you will need coverage throughout the year.
As your independent agent in the Coppell, Texas areas we can help answer all of your boat insurance questions. We are here to provide you with the services you need to protect your investment during the off-season. Give us a call today and let us put together a policy that will provide coverage for your boat year round.