An independent agent in Coppell, Texas will tell Coppell residents those insurance policies in Texas and throughout the United States work about the same way. As long as the vehicle owner carries full coverage on their vehicle while residing in Texas, dent damage should be covered if taken care of in the stated time frame allowed. In Texas some damages such as dents that are done by another driver may be covered under that driver’s insurance policy, as Texas is not a no fault insurance state.

Dents created by environmental issues such as a tree, another car or hail may be eligible for a dent removal technique that use no paint. This process of dent removal uses no bond or paint. However, if the car is too damaged and the dent has taken the paint off or caused cracks to the vehicles finish then this process would not work. This process offers a lifetime warranty, and insurance companies appreciate this. Texas insurance companies like this procedure used if possible, because it saves them money and saves the body shop some work.

Most body shops in Texas work with all insurance company policies as long as they are a fully covered policy and include dent damage. If the vehicle has a deductible to meet before the insurance company pays, some body shops will even pay this deductible or pay a portion of the deductible for the vehicle owner.

When a vehicle is paid off, many people obtain PL and PD insurance in order to decrease their monthly premium, and this type of coverage would not cover dent damage. The vehicle owner must carry collision and comprehensive coverage. The collision pays for debts incurred by accidents by the owner or other drivers on the road. Comprehensive pays for dents created by non moving accidents, and dents related to hitting an animal on the road.

If an automobile owner residing in or near Coppell, Texas, needs further information regarding dent damage in Texas they will need to contact their independent agent.