What Does Toy Insurance Cover?

Even some grown-ups love toys! They’re cute and fun, and they have that nostalgia factor. Some toys have that "Gotta catch ’em all" factor. Some toys are worth quite a bit of money. For example, the original 1959 Barbie doll in mint condition can net $27,450. Some antique toys may fetch even higher prices. And then there are the vehicles that don’t quite count as road vehicles, such as golf carts, ATVs, and watercraft. They’re classified as toys, albeit expensive ones. Not to mention dangerous in certain conditions. They can all be insured. 

What Will Be Covered with Toy Insurance?

Comprehensive toy insurance coverage is much like any other comprehensive insurance. It can help you recoup losses due to fire, theft, flood, and other disasters. For your drivable toys, it works much like conventional automobile insurance. Liability, collision, comprehensive, and underinsured/uninsured drivers are all covered. The insurance will cover medical expenses and other damages if you get into an accident with such a vehicle. Anything bad that can happen with a toy can be covered. 

Insurance for snowmobiles, 4x4s, and the like is not a legal requirement like automobile insurance, but it is an excellent idea. Insuring anything you put a lot of money into is always highly recommended. Toy insurance gives you peace of mind.  

Toy Insurance Options from The Select Insurance Agency serving Coppell, TX 

If you are in the Coppell, TX area and want to get your toys insured, contact The Select Insurance Agency. Our exemplary customer service speaks for itself. You can count on us to ensure you get the best deal and are treated promptly and courteously. Contact us at your earliest convenience.