Does My RV Insurance Apply in Mexico and Canada?

Whether you are considering taking your RV on an extended road trip or just a weekend getaway, one of the first questions to ask is whether your Coppell, TX insurance coverage extends beyond the U.S. borders. In this post, The Select Insurance Agency explains more.

Does My RV Insurance Cover Mexico? 

The answer to this question depends on your purchase policy and the company that wrote it. Many insurers offer an endorsement or rider that provides coverage for trips outside the United States, but this coverage will likely come at an additional cost.

It is also important to remember that Mexican law requires vehicles entering their country to have valid liability insurance issued by a Mexican company. This means that even if your policy covers you in Mexico, you will still need to purchase additional insurance once you cross the border.

Does My RV Insurance Cover Canada? 

Similar to trips into Mexico, most U.S.-based insurers provide an endorsement or rider, allowing customers to extend their coverage into Canada for an additional cost. However, unlike Mexican law, which requires vehicles crossing their border to carry additional insurance from a local provider, Canadian law does not make any such requirement for vehicles entering from the U.S. Therefore, if your policy covers travel into Canada, no additional insurance should be necessary for trips there.

There’s more to see beyond Coppell, TX! Before hitting the open road, though, it is important to know whether or not your current policy covers travel outside the United States (specifically Mexico and Canada). Contact The Select Insurance Agency for more details.