The agents of The Select Insurance Agency serve residents who live in or near Coppell, TX. Many residents inquire about the sidewalks in front of their homes and what their liability is as homeowners. While they do not own the sidewalk, it is an extension of their property and they do bear some responsibility in terms of general liability. Calling an insurance agent will help you determine your risk and how much coverage you may need.
Keep Sidewalks and Walkways Free of Debris
It’s important to keep your sidewalks and walkways free of debris. Toys and lawn waste can pose a tripping hazard which can result in injuries. The sidewalk is not owned by the homeowner, but because it runs through their property, it is up to them to keep the sidewalk clean and free of debris.
Necessary Repairs
If the sidewalk begins to crack or need repairs, the homeowner may have to call the municipality to arrange for repairs to be made. This is the best way to make sure the repairs are made properly.
Have Sufficient Liability Insurance
All homeowners should have sufficient liability insurance in place to cover any medical expenses or property damage that may occur on or near their property. Liability insurance is part of most home insurance policies, but you may want to increase your coverage if you feel the need to do so.
Coppell, TX residents can always turn to The Select Insurance Agency and its agents if they have questions about their home’s liability coverage and accidents that occur on the sidewalk. Call and make an appointment if you have questions and need answers to important insurance questions.
