The Importance of Adequate Liability Coverage

Looking at Grapevine, Texas today, it’s hard to imagine it was once touted as “The Cantaloupe Capital of the World”. The development of our area has been nothing short of amazing. The Grapevine Mall, mega-hotels, and the revived historic downtown district are all part of the mix. Let’s not forget with all this commerce there are over 18,000 households in the city.

As home prices increase, it’s important that your homeowners insurance keeps up with that growth. That includes your liability coverage. Your liability coverage is what protects you in the event of a personal injury claim. These types of claims can occur at almost any time.

Personal injury claims can come from a neighbor, a friend, relative or a delivery person. They can result from the most innocent of circumstances. A random rock under the lawnmower, a loose rug in the hallway, or a cracked cement walkway can all lead to a personal injury claim against you.

People purchase liability insurance to protect themselves and the things they have worked so hard to obtain. If the coverage is inadequate however, it will not accomplish its goal. Let us review your homeowners insurance to make sure you have the coverage you need.

We are independent agents who can review coverage from multiple companies. We can offer alternatives that captive agencies cannot. This may not only improve your coverage, it may save you money. We invite you to compare. Visit our website and get a comparative quote for both your homeowners and auto insurance. If you live in or near the 76051 zip code, we would be pleased to serve you. Contact us today and make sure you and your property are appropriately protected.