Comprehensive auto insurance and full coverage auto insurance sound very similar, but they are not the same. Understanding the differences between these two types of coverage can help you choose the policy that best fits your needs.
If you are shopping for auto insurance, the professionals at The Select Insurance Agency, servicing Coppell, TX, can help. We take the time to explain how different auto insurance coverages work so you can make a confident and informed decision.
What Is Comprehensive Auto Insurance?
Comprehensive auto insurance provides coverage for damage to your vehicle caused by non-collision events. These events often include theft, fire, vandalism, hail, falling objects, and damage caused by animals.
Coverage details can vary by policy and insurance carrier, so it is important to review your policy carefully or speak with your insurance agent to understand what is covered and any applicable deductibles.
What Is Full Coverage Auto Insurance?
Full coverage auto insurance is not a single type of policy but a general term used to describe a combination of coverages. It typically includes liability insurance, collision insurance, and comprehensive insurance.
With full coverage, damage to your vehicle may be covered after an accident, regardless of who is at fault, subject to your policy limits and deductibles. Liability coverage may also help pay for injuries or property damage you cause to others in an accident.
Full coverage auto insurance is commonly required by lenders if you have an auto loan or lease, as it helps protect the value of the vehicle until it is paid off.
Need Auto Insurance? Call Today
If you need auto insurance, The Select Insurance Agency, servicing Coppell, TX, is here to help. We work with multiple insurance carriers, allowing us to compare coverage options and pricing on your behalf. Contact us today to discuss your coverage needs and receive personalized quotes.
