RVs are a popular choice for Coppell, TX, residents seeking weekend getaways or extended adventures to faraway destinations. Whether you travel in a motorized model, tow a trailer, or relax inside a spacious fifth wheel, it’s essential to ensure your insurance provides the coverage you need. At The Select Insurance Agency, we’ll help you find the right policy for your specific RV.
Understanding RV Types and Auto Insurance Coverage
One common question among new RV owners is whether their auto insurance covers their RV. The answer depends on the type of RV you own. While some RVs may have limited coverage under your auto insurance, others require a separate policy.
For motorized RVs, such as Class A, Class B, and Class C motorhomes, a separate RV insurance policy is necessary. These vehicles have unique coverage needs that differ from standard auto insurance. RV insurance typically includes liability coverage, personal item protection, and collision and comprehensive coverage. Additionally, if you use your RV as a full-time residence, specialized coverage similar to a homeowner’s policy is available.
If you own a towable RV, such as a fifth wheel, travel trailer, or toy hauler, your auto insurance may provide limited coverage while the RV is being towed. However, once the RV is parked, standard auto insurance does not apply. For these types of RVs, our agents can help you secure a specialized policy that includes liability, collision, and comprehensive coverage, ensuring your RV is protected at all times.
Contact Us
The Select Insurance Agency is here to help you hit the road with confidence. Whether you’re traveling near or far, we’ll ensure your RV is covered with the right insurance policy. Call us today to get started and enjoy peace of mind knowing your RV is protected from bumper to bumper.
