Month: April 2025

Are Driving Laws Different for Teenagers in Texas?

Posted on by AgentInsure

If you live and drive in Texas, you are probably well aware that they take the law seriously in the Lone Star state. It’s not that law enforcement and patrol officers are uncaring or strict, it means that they do care and aren’t willing to break the rules. That’s why it’s essential to have insurance if you drive in Texas, and one of the many reasons why Coppell, TX drivers rely on the friendly and professional team at The Select Insurance Agency for the auto insurance solutions they need to stay legal and safe.

Are Driving Laws Different for Teenagers in Texas?

That seriousness about keeping our roads and drivers safe is also reflected in how Texas authorities supervise teenage drivers. One example of this is the type of driver’s license issued to Texas teens. Teenage drivers in Texas get a Texas Provisional License when they pass their driver’s test. Once they reach their eighteenth birthday, they are issued a standard license.

In addition to having a specific type of license, the Texas Provisional License also comes with restrictions, such as passenger limits and prohibiting mobile phone usage. All of these laws, of course, are designed for the safety of our children and all drivers. Keeping our kids safe is also one of the reasons why people in Coppell, TX choose to protect their young drivers with auto insurance solutions from The Select Insurance Agency.

Auto Insurance and Protection for Coppell, TX Area Drivers

Do you live in or around the greater Coppell, TX area? Do you have questions about auto insurance or need coverage for you and your vehicle? We can help. Contact us to learn more and schedule an appointment for the protection and assurance that only auto insurance can offer at The Select Insurance Agency today.

What Happens If a Tree Falls on Your Home? A Look at Insurance Coverage

Posted on by AgentInsure

A falling tree can cause significant damage to a home, leading to expensive repairs and safety concerns. Storms, high winds, or even tree decay can unexpectedly bring down a tree, affecting your property and disrupting your tranquility. Serving Coppell, TX and the surrounding areas, The Select Insurance Agency simplifies the process of getting the coverage you need to protect against unforeseen events.

Does Homeowners Insurance Cover Tree Damage?

In most cases, homeowners insurance covers tree damage that results from covered perils like storms, strong winds, and lightning. If a tree falls due to natural causes, your policy may pay for repairs.

However, there are exclusions. If the tree was dead, rotting, or poorly maintained, insurance may not cover the damage, as it could be considered negligence. In addition, earthquake or flood-related tree damage may require separate coverage.

What Costs are Typically Covered?

  • Structural Damage – Repairs for your home, shed, or garage.
  • Debris Removal – Coverage for tree removal, though limits may apply.
  • Personal Property Damage – Compensation for damaged belongings inside your home.

What To Do If a Tree Falls on Your Home

1. Ensure Safety – Evacuate if necessary and check for hazards like gas leaks.

2. Document the Damage – Take photos and videos for insurance purposes.

3. Contact Your Insurer – File a claim and follow their instructions.

4. Prevent Future Risks – Trim weak trees and remove dead branches to reduce hazards.

Contact The Select Insurance Agency for Home Insurance

A falling tree can cause serious damage to your home, but homeowners insurance can provide the coverage needed to cover repairs and other expenses. Call our Coppell, TX office today at 972-315-7299 to explore your insurance options.

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