Why Independent Insurance Agents Matter

If you own a car, you need auto insurance. If you own a home, you need home insurance.  And if you are in the market for any kind of insurance, what you really need is an independent insurance agent. While it may seem easy enough to just hop online and start looking at potential policies, the truth is actually far more complicated. 

The thing is, even those looking for the cheapest insurance rates they can get may still run into trouble when it comes to adhering properly to state requirements. When in comes to auto insurance, for example, residents of cities like Coppell, Texas and surrounding areas are required to meet the minimum coverage amounts set by the state. In Texas, there are actually three different kinds of minimum coverage that must be met, including two different coverage amounts for different types of physical injury and another for damage to property. And that’s really just the tip of the iceberg. You may also run into difficulty trying to enter in your auto information and driver history information all by yourself, since it is easy to leave out things. Fortunately, an independent insurance agent can help you navigate all these legal waters. 

Likewise, homes are costly enough without the added insurance policies. An independent insurance agent (such as those of us at The Select Insurance Agency) can help you figure out exactly which kind of home insurance you need, as in Texas there are three different basic types of policies and then some.

When you come to a place like The Select Insurance Agency, you’ll find that there are instantly fewer responsibilities on your shoulders. We take care of all the extra paperwork and endless little details that come with getting a good insurance policy.