{"id":519,"date":"2014-02-05T11:48:42","date_gmt":"2014-02-05T16:48:42","guid":{"rendered":"http:\/\/www.insurancefordfw.com\/blog\/?p=519"},"modified":"2014-07-16T09:48:58","modified_gmt":"2014-07-16T14:48:58","slug":"what-does-my-credit-rating-have-to-do-with-purchasing-insurance-in-coppell","status":"publish","type":"post","link":"https:\/\/www.insurancefordfw.com\/blog\/2014\/what-does-my-credit-rating-have-to-do-with-purchasing-insurance-in-coppell\/","title":{"rendered":"What Does my Credit Rating Have to do with Purchasing Insurance in Coppell?"},"content":{"rendered":"<p><span class=\"iii-big\"><span style=\"font-family: Arial;\">Credit scores are based on an analysis of an individual\u2019s credit history. Insurers often generate a numerical ranking based on a person\u2019s credit history, known as an \u201cinsurance score,\u201d when underwriting and setting the rates for insurance policies. Actuarial studies show that how a person manages his or her financial affairs, which is what an insurance score indicates, is a good predictor of insurance claims. Insurance scores are used to help insurers differentiate between lower and higher insurance risks and thus charge a premium equal to the risk they are assuming. Statistically, people who have a poor insurance score are more likely to file a claim.<\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><em>See more insurance articles at http:\/\/www.iii.org\/index.html<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Credit scores are based on an analysis of an individual\u2019s credit history. Insurers often generate a numerical ranking based on a person\u2019s credit history, known as an \u201cinsurance score,\u201d when underwriting and setting the rates for insurance policies. Actuarial studies show that how a person manages his or her financial affairs, which is what an [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15,16,2],"tags":[],"class_list":["post-519","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","category-home-insurance","category-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"Credit scores are based on an analysis of an individual\u2019s credit history. Insurers often generate a numerical ranking based on a person\u2019s credit history, known as an \u201cinsurance score,\u201d when underwriting and setting the rates for insurance policies. Actuarial studies show that how a person manages his or her financial affairs, which is what an\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"Jeri McShan\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.insurancefordfw.com\/blog\/2014\/what-does-my-credit-rating-have-to-do-with-purchasing-insurance-in-coppell\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.8\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"The Select Insurance Agency Blog |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"What Does my Credit Rating Have to do with Purchasing Insurance in Coppell? | The Select Insurance Agency Blog\" \/>\n\t\t<meta property=\"og:description\" content=\"Credit scores are based on an analysis of an individual\u2019s credit history. 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