{"id":519,"date":"2014-02-05T11:48:42","date_gmt":"2014-02-05T16:48:42","guid":{"rendered":"http:\/\/www.insurancefordfw.com\/blog\/?p=519"},"modified":"2014-07-16T09:48:58","modified_gmt":"2014-07-16T14:48:58","slug":"what-does-my-credit-rating-have-to-do-with-purchasing-insurance-in-coppell","status":"publish","type":"post","link":"https:\/\/www.insurancefordfw.com\/blog\/2014\/what-does-my-credit-rating-have-to-do-with-purchasing-insurance-in-coppell\/","title":{"rendered":"What Does my Credit Rating Have to do with Purchasing Insurance in Coppell?"},"content":{"rendered":"<p><span class=\"iii-big\"><span style=\"font-family: Arial;\">Credit scores are based on an analysis of an individual\u2019s credit history. Insurers often generate a numerical ranking based on a person\u2019s credit history, known as an \u201cinsurance score,\u201d when underwriting and setting the rates for insurance policies. Actuarial studies show that how a person manages his or her financial affairs, which is what an insurance score indicates, is a good predictor of insurance claims. Insurance scores are used to help insurers differentiate between lower and higher insurance risks and thus charge a premium equal to the risk they are assuming. Statistically, people who have a poor insurance score are more likely to file a claim.<\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><em>See more insurance articles at http:\/\/www.iii.org\/index.html<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Credit scores are based on an analysis of an individual\u2019s credit history. Insurers often generate a numerical ranking based on a person\u2019s credit history, known as an \u201cinsurance score,\u201d when underwriting and setting the rates for insurance policies. Actuarial studies show that how a person manages his or her financial affairs, which is what an [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15,16,2],"tags":[],"class_list":["post-519","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","category-home-insurance","category-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.insurancefordfw.com\/blog\/wp-json\/wp\/v2\/posts\/519","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insurancefordfw.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insurancefordfw.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insurancefordfw.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insurancefordfw.com\/blog\/wp-json\/wp\/v2\/comments?post=519"}],"version-history":[{"count":1,"href":"https:\/\/www.insurancefordfw.com\/blog\/wp-json\/wp\/v2\/posts\/519\/revisions"}],"predecessor-version":[{"id":520,"href":"https:\/\/www.insurancefordfw.com\/blog\/wp-json\/wp\/v2\/posts\/519\/revisions\/520"}],"wp:attachment":[{"href":"https:\/\/www.insurancefordfw.com\/blog\/wp-json\/wp\/v2\/media?parent=519"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insurancefordfw.com\/blog\/wp-json\/wp\/v2\/categories?post=519"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insurancefordfw.com\/blog\/wp-json\/wp\/v2\/tags?post=519"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}