{"id":220,"date":"2012-10-03T16:25:43","date_gmt":"2012-10-03T16:25:43","guid":{"rendered":"http:\/\/www.insurancefordfw.com\/blog\/?p=220"},"modified":"2014-07-16T09:51:20","modified_gmt":"2014-07-16T14:51:20","slug":"managing-insurance-costs","status":"publish","type":"post","link":"https:\/\/www.insurancefordfw.com\/blog\/2012\/managing-insurance-costs\/","title":{"rendered":"Managing Insurance Costs"},"content":{"rendered":"<p><strong>What causes insurance costs to go up?<\/strong><\/p>\n<p>In the past several years, there has been an increase in the number and severity of natural disasters such as tornados, severe storms, hail, and wildfires. We saw\u00a0large hail and high winds this spring\u00a0in Dallas, Coppell, Irving, Carrollton&#8230;practically all over North Texas. Remember the baseball size hail?<\/p>\n<p>These events have driven up the cost and demand for building materials across the country. This in turn affects your homeowners policy premium since it is based in part on the cost to rebuild your home.<\/p>\n<p><strong>What can you do to manage your\u00a0insurance costs?<\/strong><\/p>\n<p>Check with\u00a0our agency to see if you can take advantage of any of the following:<\/p>\n<p align=\"left\"><em>\u2022 Increasing deductibles can help keep your insurance costs down.<\/em><\/p>\n<p align=\"left\"><em>\u2022 Auto\/Home discount for insuring your vehicles with us.<\/em><\/p>\n<p align=\"left\"><em>\u2022 Discounts for safeguarding your home with smoke detectors, burglar alarms and fire alarms.<\/em><\/p>\n<p align=\"left\"><em>\u2022 Discounts for extensive updates to electric, plumbing, and heating\/cooling systems.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>What causes insurance costs to go up? In the past several years, there has been an increase in the number and severity of natural disasters such as tornados, severe storms, hail, and wildfires. We saw\u00a0large hail and high winds this spring\u00a0in Dallas, Coppell, Irving, Carrollton&#8230;practically all over North Texas. Remember the baseball size hail? These [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[],"class_list":["post-220","post","type-post","status-publish","format-standard","hentry","category-home-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.insurancefordfw.com\/blog\/wp-json\/wp\/v2\/posts\/220","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insurancefordfw.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insurancefordfw.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insurancefordfw.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insurancefordfw.com\/blog\/wp-json\/wp\/v2\/comments?post=220"}],"version-history":[{"count":7,"href":"https:\/\/www.insurancefordfw.com\/blog\/wp-json\/wp\/v2\/posts\/220\/revisions"}],"predecessor-version":[{"id":656,"href":"https:\/\/www.insurancefordfw.com\/blog\/wp-json\/wp\/v2\/posts\/220\/revisions\/656"}],"wp:attachment":[{"href":"https:\/\/www.insurancefordfw.com\/blog\/wp-json\/wp\/v2\/media?parent=220"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insurancefordfw.com\/blog\/wp-json\/wp\/v2\/categories?post=220"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insurancefordfw.com\/blog\/wp-json\/wp\/v2\/tags?post=220"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}