{"id":200,"date":"2012-11-15T05:00:00","date_gmt":"2012-11-15T05:00:00","guid":{"rendered":"http:\/\/www.insurancefordfw.com\/blog\/?p=200"},"modified":"2014-07-16T09:49:40","modified_gmt":"2014-07-16T14:49:40","slug":"what-should-i-look-for-when-purchasing-umbrella-insurance-in-coppell-tx","status":"publish","type":"post","link":"https:\/\/www.insurancefordfw.com\/blog\/2012\/what-should-i-look-for-when-purchasing-umbrella-insurance-in-coppell-tx\/","title":{"rendered":"What should I look for when purchasing umbrella insurance in Coppell, TX?"},"content":{"rendered":"<p> \tHaving the right type and right amount of insurance really can make a difference in anyone&#8217;s life. You buy policies to cover your car, home and life. For many people who own a home or have other assets they want to protect, buying umbrella insurance can be the smart thing to do.<\/p>\n<p> \tCoppell, Texas residents can reduce their liability risk against large judgments in personal injury lawsuits by buying a very affordable umbrella policy that extends the limits on a home or auto insurance policy. Typically, you can get several million dollars of coverage for only a few hundred dollars. An independent agent can help you find the most affordable policy.<\/p>\n<p> \tUmbrella policies are sold in one million dollar increments and are stacked on top of your other coverage. For instance, if you have a million dollar umbrella policy and a hundred thousand dollar auto insurance policy, your Coppell auto policy will pay out on claims up to its maximum $100,000 limit. That may be sufficient for most accidents, but not all.<\/p>\n<p> \tIf, you are found responsible for an accident where someone is severely injured, you could wind up being held liable for hundreds of thousands of dollars in damages above the $100,000 auto coverage. Other judgments, such as slandering the reputation of a professional or being on the wrong end of a business deal, can result in massive jury awards.<\/p>\n<p> \tMost Coppell, Texas umbrella insurance policies come with a deductible. That should not discourage you from buying this type of valuable protection. Even if your deductible is $2,500, you are still protected against a million, or maybe more, dollars of liability.<\/p>\n<p> \tIt makes sense and will give you peace of mind to have the extra coverage of an umbrella insurance policy. For further information, contact a Coppell, Texas independent agent.<\/p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Having the right type and right amount of insurance really can make a difference in anyone&#8217;s life. You buy policies to cover your car, home and life. For many people who own a home or have other assets they want to protect, buying umbrella insurance can be the smart thing to do. Coppell, Texas residents [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-200","post","type-post","status-publish","format-standard","hentry","category-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"Having the right type and right amount of insurance really can make a difference in anyone&#039;s life. 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