Do you live in the Coppell, TX area? Are you a licensed driver? Make sure you have car insurance. The Select Insurance Agency can help.<\/p>\n
Very few of us could afford the fallout following a car accident. The medical expenses, lost wages, and the possible lawsuit that could result can be devastating financially. Car insurance provides financial protection.<\/p>\n
If you are at fault in an accident, you could be held responsible for the expenses resulting. This could include legal fees, the injured party’s medical costs, or their lost wages if they cannot work. The liability portion of your policy will help pay for these expenses. Liability coverage is standard in most vehicle policies.<\/p>\n
The collision portion of the policy helps pay for damage done to your car after an accident, regardless of who is at fault. If someone rear-ends you, the damage is covered. If you rear-end someone, the damage is covered.<\/p>\n
Comprehensive coverage helps cover the expenses of any damage to your vehicle in a non-collision accident. This would include damage due to vandalism, theft, weather events, or natural disasters. For example, if you are parked in your driveway, and a huge tree branch falls on the roof of your car during a storm, this coverage will help pay for the cost of repairs to your roof.<\/p>\n
It is illegal to drive without car insurance in 48 out of 50 states. State law mandates the amount of liability coverage each driver needs to have. Don’t risk driving without this coverage. You could lose your license and be fined a hefty amount.<\/p>\n