Small businesses are singularly vulnerable to risks that might not damage a larger business. It can make it hard to sleep at night imagining all the things that can go wrong. It is crucial to identify the risks facing your business and try to mitigate them as much as possible with commercial insurance. The Select Insurance Agency in Coppell, TX has been serving residents of the metro Dallas Fort Worth area for 15 years. We work with over 30 companies to find the perfect policy for all of our customers.
A business owner’s policy provides protection most businesses can benefit from. By buying them together in one policy instead of two separate policies, you are able to benefit from better pricing. A business owner policy combines commercial property insurance with commercial liability insurance. The commercial property insurance covers all of your property, not just the building. You can’t do business without your machinery, office equipment, inventory, and raw materials. The liability insurance protects you from the effects of being sued. Litigation can cost you your business if you are not insured and end up with a judgment against you and legal fees.
Business interruption insurance can help guarantee if your business is hit with a covered peril you will come out on the other end and be able to reopen for business. Just because your business is in shambles, it doesn’t mean your bills or obligations go away. With business interruption insurance you will be able to pay your bills, meet payroll, and even take a salary. Not all perils are covered however so be sure to read the policy for detail.
At The Select Insurance Agency in Coppell, TX, our team will work with you to curate the perfect commercial policy to protect your small business. Visit our office or give us a call for a no-obligation quote.
